50+ Bible Verses About Borrowing Money (And What They Mean)

Money matters can be tricky, especially when it comes to borrowing. The Bible has a lot to say about this topic, offering wisdom and guidance through various verses.

This article compiles 50 Bible verses that touch on borrowing money. Whether you're looking for advice or just curious, these verses provide valuable insights.

What Does the Bible Say About Borrowing Money

The Bible offers a lot of wisdom on borrowing money, touching on various aspects of financial responsibility and relationships. These teachings can guide us in making better decisions and living more fulfilling lives. Let's explore some key themes from the verses mentioned above.

One major theme is the importance of integrity and responsibility. Verses like Proverbs 22:7 and Psalm 37:21 remind us that borrowing can create a power dynamic and that failing to repay debts is seen as wicked. These verses encourage us to be cautious and responsible with our financial commitments.

Generosity and compassion are also highlighted. Verses such as Matthew 5:42 and Luke 6:34-35 urge us to give freely and lend without expecting anything in return. This mindset can transform our relationships and bring a deeper sense of fulfillment and purpose.

Trust in God is another recurring theme. Verses like Proverbs 3:5-6 and Philippians 4:19 reassure us that God will provide for our needs. Trusting in divine guidance can bring peace and stability, even in uncertain times.

Lastly, the Bible emphasizes the value of planning and preparation. Luke 14:28 and Proverbs 24:27 remind us to count the cost and lay a strong foundation before making big commitments. This wisdom can help us avoid unnecessary stress and achieve lasting success.

50 Bible Verses About Borrowing Money

10 Bible Verses on Borrowing Money Principles

1) Proverbs 22:7

The rich rules over the poor, and the borrower is servant to the lender.

Meaning: Borrowing can create a power dynamic where the lender holds significant control. It's a reminder to be cautious about debt, as it can lead to a loss of freedom and autonomy.

2) Deuteronomy 15:6

For the Lord your God will bless you just as He promised you; you shall lend to many nations, but you shall not borrow; you shall reign over many nations, but they shall not reign over you.

Meaning: While the world often emphasizes the need to borrow and depend on others, this verse reveals a promise of divine provision and independence. It's a comforting reminder that with faith, you can rise above financial struggles and be a source of support to others.

3) Psalm 37:21

The wicked borrows and does not repay, but the righteous shows mercy and gives.

Meaning: It's a call to reflect on our actions and integrity. Consider how living with generosity and responsibility can transform not just your life, but also the lives of those around you.

4) Proverbs 21:20

There is desirable treasure, and oil in the dwelling of the wise, but a foolish man squanders it.

Meaning: You have the power to create a life filled with abundance and wisdom. Think of your resources as precious treasures; use them wisely and they will multiply, but waste them and they will vanish.

5) Proverbs 13:11

Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.

Meaning: Hard work and integrity pay off in the long run. When you earn your money honestly, it tends to grow and bring lasting satisfaction.

6) Ecclesiastes 5:5

Better not to vow than to vow and not pay.

Meaning: Have you ever considered the weight of your promises? In a world where words can be cheap, this verse reminds us that integrity and follow-through are what truly count.

7) Luke 14:28

For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it

Meaning: Building a house without a blueprint is a recipe for disaster. Take a moment to plan and assess your resources before diving into any big commitments.

8) Proverbs 22:26-27

Do not be one of those who shakes hands in a pledge, one of those who is surety for debts; if you have nothing with which to pay, why should he take away your bed from under you?

Meaning: Ever felt the weight of a financial promise you couldn't keep? This verse hits home, reminding us to be cautious with our commitments. It's a nudge to avoid unnecessary stress and protect our peace of mind.

9) Romans 13:8

Owe no one anything except to love one another, for he who loves another has fulfilled the law.

Meaning: Love is the ultimate debt that enriches both the giver and the receiver. In a world full of obligations, let love be the one thing you freely give and receive.

10) 1 Timothy 6:10

For the love of money is a root of all kinds of evil, for which some have strayed from the faith in their greediness, and pierced themselves through with many sorrows.

Meaning: We often chase after wealth, thinking it will bring happiness, but this verse nudges us to reflect on what truly matters. Could it be that our relentless pursuit of money is leading us away from a more fulfilling path?

10 Bible Verses on Borrowing Money and Debt

11) Matthew 6:12

And forgive us our debts, as we forgive our debtors.

Meaning: Forgiveness is a powerful gift that can free both the giver and the receiver. It's a timeless lesson in letting go of grudges and embracing compassion.

12) Proverbs 3:27

Withhold not good from those to whom it is due, when it is in the power of your hand to do so.

Meaning: Ever felt the nudge to help someone but hesitated? This verse reminds us that when we have the ability to do good, we should act on it without delay.

13) Psalm 37:25

I have been young, and now am old; yet I have not seen the righteous forsaken, nor his descendants begging bread.

Meaning: This verse speaks to the unwavering faithfulness of God. It's a powerful reminder that those who live righteously are never abandoned, and their needs are always met.

14) Proverbs 28:8

One who increases his possessions by usury and extortion gathers it for him who will pity the poor.

Meaning: Embrace the idea that wealth gained unethically won't last. Instead, focus on building your resources through honest means, knowing that true prosperity comes from helping others.

15) Romans 13:7

Render therefore to all their due: taxes to whom taxes are due, customs to whom customs, fear to whom fear, honor to whom honor.

Meaning: In moments of uncertainty, this verse gently reminds us that fulfilling our responsibilities can bring a sense of peace and order to our lives.

16) Proverbs 24:27

Prepare your outside work, make it fit for yourself in the field; and afterward build your house.

Meaning: The verse beautifully captures the essence of laying a strong foundation before embarking on greater endeavors. It’s a poetic reminder that careful preparation leads to lasting success.

17) 2 Corinthians 9:6

But this I say: He who sows sparingly will also reap sparingly, and he who sows bountifully will also reap bountifully.

Meaning: Ever felt like your efforts go unnoticed? This verse reassures us that generosity and hard work will eventually lead to abundant rewards, even if the results aren't immediate.

18) Matthew 5:42

Give to him who asks you, and from him who wants to borrow from you do not turn away.

Meaning: In a world that often feels cold, this verse is a gentle nudge to open your heart and hands. Embrace the opportunity to be a beacon of kindness and generosity.

19) Luke 6:34-35

And if you lend to those from whom you hope to receive back, what credit is that to you? For even sinners lend to sinners to receive as much back. But love your enemies, do good, and lend, hoping for nothing in return; and your reward will be great, and you will be sons of the Most High. For He is kind to the unthankful and evil.

Meaning: Take a moment to consider the power of selfless giving. Embracing this mindset can transform your relationships and bring a deeper sense of fulfillment and purpose.

20) Exodus 22:25

If you lend money to any of My people who are poor among you, you shall not be like a moneylender to him; you shall not charge him interest.

Meaning: Lending a helping hand without expecting anything in return can create a ripple effect of kindness and compassion. It's a call to uplift those in need with genuine generosity.

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21) Proverbs 17:18

A man devoid of understanding shakes hands in a pledge, and becomes surety for his friend.

Meaning: Sometimes, we rush into commitments without fully understanding the consequences. Let this verse remind you to seek wisdom and clarity before making promises, especially in challenging times.

22) Proverbs 19:17

He who has pity on the poor lends to the Lord, and He will pay back what he has given.

Meaning: When you show kindness to those in need, you're not just helping them; you're also honoring God. It's a beautiful reminder that your acts of compassion have a divine impact.

23) Galatians 6:2

Bear one another's burdens, and so fulfill the law of Christ.

Meaning: Ever thought that helping others could be a path to spiritual growth? Supporting each other not only lightens the load but also brings us closer to living out our faith in a meaningful way.

24) Luke 6:30

Give to everyone who asks of you. And from him who takes away your goods do not ask them back.

Meaning: God's generosity knows no bounds, and He calls us to mirror that same spirit. In a world often focused on taking, this verse encourages us to embrace the power of giving freely and selflessly.

25) 1 Thessalonians 5:15

See that no one renders evil for evil to anyone, but always pursue what is good both for yourselves and for all.

Meaning: How often do we let negativity dictate our actions? Challenge yourself to break the cycle and choose kindness, even when it's tough.

26) James 4:1-2

Where do wars and fights come from among you? Do they not come from your desires for pleasure that war in your members? You lust and do not have. You murder and covet and cannot obtain. You fight and war. Yet you do not have because you do not ask.

Meaning: It's a gentle reminder that our inner conflicts often stem from unmet desires. Trust in God's promises and seek His guidance to find true peace and fulfillment.

27) Philippians 2:4

Let each of you look out not only for his own interests, but also for the interests of others.

Meaning: In a world that often prioritizes self-interest, this verse invites us to shift our focus outward. It's a gentle nudge to consider how our actions can positively impact those around us, fostering a sense of community and shared purpose.

28) Romans 12:10

Be kindly affectionate to one another with brotherly love, in honor giving preference to one another

Meaning: In a world often filled with competition and self-interest, this verse calls us to prioritize kindness and respect. It's a reminder that genuine love and honor can transform our relationships, even in the most challenging times.

29) 1 John 3:17

But whoever has this world's goods, and sees his brother in need, and shuts up his heart from him, how does the love of God abide in him?

Meaning: What if opening your heart and sharing your blessings could be the key to experiencing God's love more deeply? Consider how your generosity can be a powerful expression of faith and compassion.

30) Ephesians 4:28

Let him who stole steal no longer, but rather let him labor, working with his hands what is good, that he may have something to give him who has need.

Meaning: Ever considered that your hard work can be a blessing to others? Embrace the opportunity to make a positive impact through your efforts and generosity.

10 Bible Verses on Borrowing Money and Trust

31) Proverbs 3:5-6

Trust in the Lord with all your heart, and lean not on your own understanding; in all your ways acknowledge Him, and He shall direct your paths.

Meaning: The word "trust" is like the anchor in a stormy sea. Just as an anchor keeps a ship steady, trusting in God provides stability and direction in life's uncertainties.

32) Psalm 56:3

Whenever I am afraid, I will trust in You.

Meaning: In moments of fear, remember that God's love and grace are unwavering. Let this verse be a comforting reminder that you are never alone, even in the midst of life's storms.

33) Isaiah 26:3

You will keep him in perfect peace, whose mind is stayed on You, because he trusts in You.

Meaning: There's a profound sense of hope in knowing that true peace comes from trusting in God, not from the fleeting security the world offers. While fear and anxiety often dominate our thoughts, this verse invites us to find stability and calm by focusing on divine guidance.

34) Jeremiah 17:7-8

Blessed is the man who trusts in the Lord, and whose hope is the Lord. For he shall be like a tree planted by the waters, which spreads out its roots by the river, and will not fear when heat comes; but its leaf will be green, and will not be anxious in the year of drought, nor will cease from yielding fruit.

Meaning: Trusting in God can make you feel grounded and resilient, even when life gets tough. It's a reminder that your faith can help you thrive, no matter the circumstances.

35) Matthew 6:25-26

Therefore I say to you, do not worry about your life, what you will eat or what you will drink; nor about your body, what you will put on. Is not life more than food and the body more than clothing? Look at the birds of the air, for they neither sow nor reap nor gather into barns; yet your heavenly Father feeds them. Are you not of more value than they?

Meaning: The certainty of God's provision is beautifully captured in this verse. Its poetic language invites us to trust deeply, knowing that our needs are always seen and met with care.

36) Philippians 4:19

And my God shall supply all your need according to His riches in glory by Christ Jesus.

Meaning: No matter what season you're in, this verse reassures you that God's provision is unwavering. Trust that your needs will be met, and remember: divine abundance is always within reach.

37) Psalm 37:5

Commit your way to the Lord, trust also in Him, and He shall bring it to pass.

Meaning: Trusting in God can transform your life. Let go of your worries and let Him guide your path, knowing that He will take care of the rest.

38) Proverbs 16:3

Commit your works to the Lord, and your thoughts will be established.

Meaning: Isn't it amazing how entrusting your plans to God can bring clarity and peace? It's a gentle reminder that His guidance can transform your worries into confidence.

39) Hebrews 11:1

Now faith is the substance of things hoped for, the evidence of things not seen.

Meaning: Faith is a powerful reminder of God's unwavering presence and promises. It's an invitation to trust deeply, even when the path ahead isn't clear.

40) 1 Peter 5:7

Casting all your care upon Him, for He cares for you.

Meaning: In times of uncertainty, this verse is a comforting reminder that you don't have to carry your burdens alone. Trust that there is a greater plan and a loving presence guiding you through life's challenges.

10 Bible Verses on Borrowing Money in Faith

41) Matthew 21:22

And whatever things you ask in prayer, believing, you will receive.

Meaning: The power of faith can move mountains. Trusting in this promise can bring hope and transformation to any situation, reminding us that belief is a key to unlocking divine blessings.

42) Mark 11:24

Therefore I say to you, whatever things you ask when you pray, believe that you receive them, and you will have them.

Meaning: It's human nature to doubt, but God invites us to trust wholeheartedly. This timeless wisdom encourages us to embrace faith as a powerful force in our lives, knowing that belief can turn our hopes into reality.

43) James 1:5

If any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach, and it will be given to him.

Meaning: Feeling lost or uncertain? Trust that God generously provides wisdom to those who seek it, making His guidance a reliable source of strength in any situation.

44) Romans 10:17

So then faith comes by hearing, and hearing by the word of God.

Meaning: Ever felt like you needed a boost in your faith? Let the words of God be your guide, filling you with the strength and assurance you seek.

45) Hebrews 11:6

But without faith it is impossible to please Him, for he who comes to God must believe that He is, and that He is a rewarder of those who diligently seek Him.

Meaning: The timeless truth of this verse invites you to embrace faith wholeheartedly. Trust that your sincere pursuit of God will be met with His abundant rewards.

46) 2 Corinthians 5:7

For we walk by faith, not by sight.

Meaning: Faith can be a powerful anchor in uncertain times. Trusting in God's unwavering presence brings a sense of security and peace, even when the path ahead isn't clear.

47) Psalm 34:10

The young lions lack and suffer hunger; but those who seek the Lord shall not lack any good thing.

Meaning: God's presence is a constant source of provision and care. Embrace the wisdom of seeking Him first, knowing that it leads to a life of abundance and fulfillment.

48) Isaiah 40:31

But those who wait on the Lord shall renew their strength; they shall mount up with wings like eagles, they shall run and not be weary, they shall walk and not faint.

Meaning: There's a profound joy in knowing that patience and faith can lead to renewed energy and resilience. Embrace the beauty of trusting in divine timing, and let it uplift your spirit.

49) Philippians 4:6-7

Be anxious for nothing, but in everything by prayer and supplication, with thanksgiving, let your requests be made known to God; and the peace of God, which surpasses all understanding, will guard your hearts and minds through Christ Jesus.

Meaning: Embrace the truth of this verse by actively choosing to let go of your worries and turning to prayer. Trust that God's peace will fill your heart and mind, guiding you through life's challenges with a sense of calm and assurance.

50) 1 John 5:14-15

Now this is the confidence that we have in Him, that if we ask anything according to His will, He hears us. And if we know that He hears us, whatever we ask, we know that we have the petitions that we have asked of Him.

Meaning: Ever felt like your prayers were going unheard? Rest assured, when you align your desires with God's will, He listens and responds with love and care.

How to Apply These Bible Verses About Borrowing Money

Applying Bible teachings about borrowing money can make a big difference in your daily life. These verses offer practical wisdom that can help you manage your finances and relationships better.

• Be Responsible: Make a habit of budgeting and tracking your expenses. This helps you avoid unnecessary debt and stay financially stable.
• Practice Generosity: Look for opportunities to help others, whether it's lending money without expecting it back or donating to those in need.
• Trust in God: Start your day with a prayer, asking for guidance and provision. Trust that God will meet your needs.
• Plan Ahead: Before making big financial decisions, take time to plan and consider the costs. This can prevent future stress and financial strain.
• Seek Wisdom: Read and reflect on Bible verses regularly. Let them guide your decisions and actions.

Remember, God is always with you, offering wisdom and support. Trust in His guidance and let your faith lead you to a more fulfilling life.

For more prayers and Bible verses, visit PrayersFor or try our Bible Verse Generator to deepen your understanding and faith.