Bible Verses

The Best 50+ Bible Verses About Debt Free

Updated:
February 19, 2025
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Author:
Joseph Cox

Debt can be a heavy burden, but the Bible offers wisdom and comfort. This article brings together 50 Bible verses that speak to the idea of living debt-free.

These verses provide guidance and encouragement for those seeking financial freedom. Whether you're struggling with debt or just looking for inspiration, these scriptures can offer hope and direction.

50 Bible Verses About Debt Free

10 Bible Verses on Living Debt Free

Proverbs 22:7
  • "The rich rules over the poor, and the borrower is servant to the lender." — Proverbs 22:7
  • "Owe no one anything except to love one another, for he who loves another has fulfilled the law." — Romans 13:8
  • "The wicked borrows and does not repay, but the righteous shows mercy and gives." — Psalm 37:21
  • "For the Lord your God will bless you just as He promised you; you shall lend to many nations, but you shall not borrow; you shall reign over many nations, but they shall not reign over you." — Deuteronomy 15:6
  • "There is desirable treasure, and oil in the dwelling of the wise, but a foolish man squanders it." — Proverbs 21:20
  • "Better not to vow than to vow and not pay." — Ecclesiastes 5:5
  • "For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it." — Luke 14:28
  • "For the love of money is a root of all kinds of evil, for which some have strayed from the faith in their greediness, and pierced themselves through with many sorrows." — 1 Timothy 6:10
  • "The blessing of the Lord makes one rich, and He adds no sorrow with it." — Proverbs 10:22
  • "No one can serve two masters; for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve God and mammon." — Matthew 6:24

10 Bible Verses on Principles of Debt Freedom

Proverbs 22:26-27
  • "Do not be one of those who shakes hands in a pledge, one of those who is surety for debts; if you have nothing with which to pay, why should he take away your bed from under you?" — Proverbs 22:26-27
  • "He is ever merciful, and lends; and his descendants are blessed." — Psalm 37:26
  • "Honor the Lord with your possessions, and with the firstfruits of all your increase; so your barns will be filled with plenty, and your vats will overflow with new wine." — Proverbs 3:9-10
  • "Therefore if you have not been faithful in the unrighteous mammon, who will commit to your trust the true riches?" — Luke 16:11
  • "But this I say: He who sows sparingly will also reap sparingly, and he who sows bountifully will also reap bountifully. So let each one give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver." — 2 Corinthians 9:6-7
  • "Do not be deceived, God is not mocked; for whatever a man sows, that he will also reap." — Galatians 6:7
  • "Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase." — Proverbs 13:11
  • "For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them. And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. Then he who had received the five talents went and traded with them, and made another five talents. And likewise he who had received two gained two more also. But he who had received one went and dug in the ground, and hid his lord’s money. After a long time the lord of those servants came and settled accounts with them. So he who had received five talents came and brought five other talents, saying, ‘Lord, you delivered to me five talents; look, I have gained five more talents besides them.’ His lord said to him, ‘Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’ He also who had received two talents came and said, ‘Lord, you delivered to me two talents; look, I have gained two more talents besides them.’ His lord said to him, ‘Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’ Then he who had received the one talent came and said, ‘Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed. And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.’ But his lord answered and said to him, ‘You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed. So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest. Therefore take the talent from him, and give it to him who has ten talents. For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away. And cast the unprofitable servant into the outer darkness. There will be weeping and gnashing of teeth.’" — Matthew 25:14-30
  • "Moreover it is required in stewards that one be found faithful." — 1 Corinthians 4:2
  • "Not lagging in diligence, fervent in spirit, serving the Lord." — Romans 12:11

10 Bible Verses on God's Promise for Debt Relief

Philippians 4:19
  • "And my God shall supply all your need according to His riches in glory by Christ Jesus." — Philippians 4:19
  • "Fear not, for I am with you; be not dismayed, for I am your God. I will strengthen you, yes, I will help you, I will uphold you with My righteous right hand." — Isaiah 41:10
  • "The young lions lack and suffer hunger; but those who seek the Lord shall not lack any good thing." — Psalm 34:10
  • "Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you." — Matthew 7:7
  • "So they rose early in the morning and went out into the Wilderness of Tekoa; and as they went out, Jehoshaphat stood and said, 'Hear me, O Judah and you inhabitants of Jerusalem: Believe in the Lord your God, and you shall be established; believe His prophets, and you shall prosper.'" — 2 Chronicles 20:20
  • "For I know the thoughts that I think toward you, says the Lord, thoughts of peace and not of evil, to give you a future and a hope." — Jeremiah 29:11
  • "Call upon Me in the day of trouble; I will deliver you, and you shall glorify Me." — Psalm 50:15
  • "Bring all the tithes into the storehouse, that there may be food in My house, and try Me now in this, says the Lord of hosts, if I will not open for you the windows of heaven and pour out for you such blessing that there will not be room enough to receive it." — Malachi 3:10
  • "Then He said to His disciples, 'Therefore I say to you, do not worry about your life, what you will eat; nor about the body, what you will put on. Life is more than food, and the body is more than clothing. Consider the ravens, for they neither sow nor reap, which have neither storehouse nor barn; and God feeds them. Of how much more value are you than the birds?'" — Luke 12:22-24
  • "Casting all your care upon Him, for He cares for you." — 1 Peter 5:7

10 Bible Verses on Wisdom for Debt-Free Living

James 1:5
  • "If any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach, and it will be given to him." — James 1:5
  • "For the Lord gives wisdom; from His mouth come knowledge and understanding." — Proverbs 2:6
  • "For wisdom is a defense as money is a defense, but the excellence of knowledge is that wisdom gives life to those who have it." — Ecclesiastes 7:12
  • "Listen to counsel and receive instruction, that you may be wise in your latter days." — Proverbs 19:20
  • "And whatever you do, do it heartily, as to the Lord and not to men, knowing that from the Lord you will receive the reward of the inheritance; for you serve the Lord Christ." — Colossians 3:23-24
  • "How much better to get wisdom than gold! And to get understanding is to be chosen rather than silver." — Proverbs 16:16
  • "Your word is a lamp to my feet and a light to my path." — Psalm 119:105
  • "Wisdom and knowledge will be the stability of your times, and the strength of salvation; the fear of the Lord is His treasure." — Isaiah 33:6
  • "Wisdom is the principal thing; therefore get wisdom. And in all your getting, get understanding." — Proverbs 4:7
  • "Therefore give to Your servant an understanding heart to judge Your people, that I may discern between good and evil. For who is able to judge this great people of Yours?" — 1 Kings 3:9

10 Bible Verses on Faith and Debt Freedom

Hebrews 11:1
  • "Now faith is the substance of things hoped for, the evidence of things not seen." — Hebrews 11:1
  • "Therefore I say to you, whatever things you ask when you pray, believe that you receive them, and you will have them." — Mark 11:24
  • "And whatever things you ask in prayer, believing, you will receive." — Matthew 21:22
  • "But let him ask in faith, with no doubting, for he who doubts is like a wave of the sea driven and tossed by the wind." — James 1:6
  • "So then faith comes by hearing, and hearing by the word of God." — Romans 10:17
  • "For we walk by faith, not by sight." — 2 Corinthians 5:7
  • "Commit your way to the Lord, trust also in Him, and He shall bring it to pass." — Psalm 37:5
  • "So Jesus said to them, 'Because of your unbelief; for assuredly, I say to you, if you have faith as a mustard seed, you will say to this mountain, "Move from here to there," and it will move; and nothing will be impossible for you.'" — Matthew 17:20
  • "I can do all things through Christ who strengthens me." — Philippians 4:13
  • "Now this is the confidence that we have in Him, that if we ask anything according to His will, He hears us. And if we know that He hears us, whatever we ask, we know that we have the petitions that we have asked of Him." — 1 John 5:14-15

What Does the Bible Say About Debt Free

The Bible offers a lot of wisdom on living debt-free. It’s not just about avoiding financial burdens but also about finding peace and freedom in our lives. The verses shared above provide a roadmap for anyone looking to break free from debt and live a more fulfilling life.

One key theme is the importance of avoiding debt. Proverbs 22:7 reminds us that "the borrower is servant to the lender." This verse highlights the bondage that debt can create. By steering clear of unnecessary debt, we can live more freely and focus on what truly matters.

Another theme is the value of wise financial management. Verses like Proverbs 21:20, which talks about the wise storing up treasure, encourage us to be prudent with our resources. Planning and saving can help us avoid the pitfalls of debt and ensure we have enough for the future.

Faith and trust in God’s provision are also emphasized. Philippians 4:19 assures us that "God shall supply all your need." This verse encourages us to rely on God rather than accumulating debt to meet our needs. Trusting in His provision can bring peace and reduce financial stress.

Lastly, the Bible speaks about generosity and stewardship. 2 Corinthians 9:6-7 teaches that "God loves a cheerful giver." By being generous and managing our resources well, we can experience the joy and blessings that come from living a debt-free life.

How to Apply These Bible Verses About Debt Free

Applying Bible teachings about living debt-free can transform your life. These verses offer practical wisdom that can help you manage your finances better and find peace.

  • Start a budget: Track your income and expenses to see where your money goes. This helps you avoid unnecessary debt.
  • Save regularly: Set aside a portion of your income each month. Proverbs 21:20 encourages storing up treasure.
  • Pray for guidance: Ask God for wisdom in financial decisions. James 1:5 says to ask God for wisdom, and He will give it.
  • Be generous: Give to those in need. 2 Corinthians 9:6-7 reminds us that God loves a cheerful giver.
  • Join a community group: Share your financial goals and struggles with others. Support from a community can keep you accountable.

Remember, God is with you in this journey. Trust in His provision and have faith that you can achieve financial freedom.

Explore more prayers and Bible verses on PrayersFor or try our Bible Verse Generator to deepen your understanding and faith.

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